Homebuyer Education Workshop

Free Homebuyer Education classes are open to anyone interested in learning about the home buying process, regardless of income. ACHA’s Homebuyer Education classes are also approved to fulfil the NSP Homebuyer Education class requirement, and include certification of completion. Classes cover the home buying process from start to finish, from “Can I afford to buy a house?” to “I just got the keys!” 

Topics include:
• Is Homeownership Right for Me? 
• Real Estate Contracts 
• Rent vs. Buy: A Cost Analysis 
• Property Selection 
• Budgeting for Homeownership 
• Inspection vs. Appraisal 
• Credit Reports and Scores 
• Homeowners Insurance 
• Selecting a Lender/Applying for a loan 
• The Closing 
• Selecting and Working with a Real Estate Agent 
• Post-Closing: Responsibilities of Homeownership

You do not have to be an Adams County resident to attend! If you want to contact us via email, please send your request to This email address is being protected from spambots. You need JavaScript enabled to view it. .

Homeownership Counseling One-on-one housing counselling provides tailored sessions to fit your individual needs. This includes counselling for personal credit issues, money management and budgeting, as well as an in-depth look at the debt to income ratios used to qualify you for your first home. And there is no time limit for homeownership counselling—we will work with you based on your individual needs to meet your homeownership goals. To sign up for a homeownership counselling session, email This email address is being protected from spambots. You need JavaScript enabled to view it. or call 303.227.2013.

Clases de Compradores de Vivienda Primarios 
Ventajas y desventajas de ser propietario de vivienda, pasos a seguir en el proceso de compra, pago hipotacario, costos de ser propietario de vivienda, como optener copia de su reporte de credito, las 4 Ces del credito, la importancia de un buen credito, agencias notificadoras de credito, la calificaion de credito, como examinar el reporte de credito, los puntajes del reporte , que incluye, sugerencias en como mejorarlo, cuanto tiempo se guarda el historial del msmo, como resolver problemas con el credito, señales de peligro de arreglos rapidos de credito, como establecer credito, cuanto dinero puede gastar, como establecer un pago de gastos y la importancia del mismo, como reducir los riesgos de robo de identidad y que hacer si es victima. 

Tambien tenemos clases en Español el cuarto Sabado de cada mes de 8:30 am a 3:00 pm. Si desea registrarse envie un correo a This email address is being protected from spambots. You need JavaScript enabled to view it.